IMPORTANT NOTICE

This is a Schwab Alliance notice. You are now leaving the Davis Capital Management web site and will be entering the Charles Schwab and Co., Inc. Web site.

Schwab is a registered broker-dealer, and is not affiliated with any advisor whose name appears on this Web site. Davis Capital Management is independently owned and operated. Schwab neither endorses nor recommends any particular advisor or investment strategy. Davis Capital Management provides investment advisory services for your account. Schwab has agreements with Davis Capital Management under which Schwab provides Davis Capital Management with services related to your account. Schwab does not review the Davis Capital Management Web site and makes no representation regarding the content of the web site. The information contained in the Davis Capital Management Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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