Social Security Planning
For most people, Social Security is the largest source of retirement income. In fact, 65 percent of retirees receive at least half of their income from it. How and when you claim S
At Davis Capital Management, we operate under a fiduciary standard—meaning we are legally and ethically obligated to act in your best interest. Our goal is simple: help you build and protect your wealth with objective, transparent guidance tailored to your goals.
A fiduciary is a financial advisor who must put your interests ahead of their own. Unlike some advisors who earn commissions for selling certain products, fiduciaries provide advice based on what’s best for you—not what pays them more.
Key differences:
Your investment strategy should be personalized, tax-efficient, and aligned with your long-term goals—not influenced by sales incentives.
With a fiduciary advisor, you get:
Advisors who are not fiduciaries may only need to meet a “suitability” standard—meaning they can recommend products that are okay, even if better options exist.
🚫 This could lead to:
✅ Fiduciary advisors, on the other hand, are always working in your corner.
We’re an independent, fee-only firm guided by fiduciary principles. That means:
Whether you’re planning for retirement, managing a recent windfall, or building long-term security, we’ll help you stay on course—with confidence and clarity.
For most people, Social Security is the largest source of retirement income. In fact, 65 percent of retirees receive at least half of their income from it. How and when you claim S
Do you have money to invest? Not sure how to do it? Many people hire someone to help. When searching for the right person to manage your investments, there are a few important thin
At the simplest level, an investment portfolio generally consists of three components: cash, stocks and bonds. You need to hold bonds in your portfolio for a number of reasons, pri
